Matthew 19:21 -26 Jesus answered, “If you want to be best, go, offer your properties as well as offer to the inadequate, and also you will certainly have prize in paradise. Then come, follow me.” When the boy heard this, he disappeared sad, because he had fantastic wide range. After that Jesus stated to his devotees, “I tell you the truth, it is hard for a rich man to go into the kingdom of paradise. 24Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich man to go into the kingdom of God.” When the disciples heard this, they were substantially amazed and asked, “That then can be conserved?” Jesus considered them and said, “With guy this is difficult, but with God all points are feasible.” Peter answered him, “We have actually left every little thing to follow you! What then will there be for us?” Jesus said to them, “I tell you the reality, at the revival of all things, when the Child of Guy rests on his wonderful throne, you that have actually followed me will additionally sit on twelve thrones, evaluating the twelve tribes of Israel. And also every person that has left residences or brothers or siblings or father or mommy or kids or areas for my purpose will certainly receive a hundred times as much and will acquire eternal life. But many who are first will be last, and lots of who are last will certainly be first

Adages 23:4 -5 Do not wear yourself bent on get rich; do not trust your very own cleverness.Cast however an eye riches, and also they are gone, for they will definitely grow wings as well as fly off to the sky like an eagle.

James 5:1 -6 Now listen, you rich individuals, weep and wail as a result of the anguish that is coming on you. Your wide range has actually rotted, and moths have consumed your garments. Your gold and silver are rusted. Their deterioration will indicate against you and consume your flesh like fire. You have hoarded wealth in the last days. Look! The wages you stopped working to pay the workers that mowed your areas are crying out against you. The sobs of the harvesters have reached the ears of the Lord Almighty. You have actually lived on planet in deluxe and also self-indulgence. You have actually plumped yourselves in the day of slaughter.You have condemned as well as killed the innocent one, who was not opposing you.

Adages 11:28 He who rely on his riches will drop, but the exemplary shall prosper as the eco-friendly leaf.

Proverbs 15:27 He that is greedy for gain troubles his very own home, yet he who despises kickbacks will live.

Proverbs 1:19 So are the ways of everybody that is greedy for gain. It eliminates the life of its proprietors.

1 Corinthians 5:11 And now I am composing you that you must not relate to anybody who calls himself a sibling however is sexually unethical or greedy, an idolater or a slanderer, a drunkard or a trickster. With such a man do not also eat.

Ecclesiastes 5:10 As goods boost, so do those who consume them. As well as what benefit are they to the proprietors other than to indulge their eyes on them?

Adages 28:22 A stingy male aspires to get rich and is uninformed that destitution awaits him.

Sayings 28:25 A hoggish guy stimulates factionalism, yet he who trusts in the LORD will certainly thrive

Mark 8:36 What good is it for a man to gain the whole globe, yet surrender his soul?

Luke 12:15 Then he claimed to them, “Watch out! Be on your defend against all kinds of greed; a male’s life does not consist in the wealth of his properties.”

1 Corinthians 6:10 neither burglars neither the greedy nor alcoholics nor slanderers nor swindlers will certainly inherit the kingdom of God.

Matthew 6:24 Nobody can serve two masters, for either he will certainly hate the one as well as enjoy the other, or he will certainly be committed to the one as well as despise the other. You can not offer God and cash.

Romans 13:8 Owe nobody anything other than to like one another, for he that enjoys one more has actually fulfilled the legislation.

No denying that the cost of healthcare, which has been a basic need of our every life, is rising in the US like anything. Have a quick look to the facts which likely to be more than incredible, worrisome, and scary for anyone.§ Surgery of a broken leg tends to cost nearly $7,500 – $10,000§ The cost of 3 days of hospital stay will cost you $30,000§ Critical cancer care is likely to cost more than hundreds of thousands of dollars.To be precise, the largest part of Americans can hardly afford such huge expenses simply because illness or injury strikes us all of a sudden without giving us any prior intimation and can simply jeopardize our happy family life. Here comes the essentiality of having health insurance for individuals in Texas.How Does it work?Typically, the way health insurance works are that you buy a health insurance policy that requires you paying a certain amount of premium depending on the value of the policy you buy. Paying this minimum premium enables you to get through almost all kinds of costly healthcare services without spending anything or on a sharing basis as per the policy terms. If it feels you wondering that how do they bear those massive expenses against you minimal premium amount, this is reasonable to understand that compared to the number of sick people, the percent of healthy people is more. Thus, a large amount of premium collected from the enrollees can be utilized to support the small number of sick or injured people.Where Will You Receive Care?Establishments that offer health insurance for individuals in Texas are geared up with an extensive network of providers including recognized healthcare facilities, laboratories, pharmacies and obviously hundreds of thousands of physicians and specialist doctors. Insurance companies work together with a specific network of healthcare providers who agree to provide services to the members or enrollees in a budget-friendly way with the support of insurers. Thereby it is vital for you to ensure whether or not the hospital or physician is within the network. If the provider is not under the network, the insurance company may not entertain you for the service provided or likely to pay only a small portion of your expenses. So, naturally, under such circumstances, you have to pay much higher than having a service from someone who is under the network (get internet help to ensure).What Does the Healthcare Plan Cover?Subsequent to the standardization of healthcare plan benefits and with the implementation of the Affordable Care Act, these days health insurance for individuals in Texas are required to offer you ‘essential healthcare benefits’ without having a variation among plans. According to the standardization, you can now expect to enjoy services as stated below:• Emergency services• Hospitalization• Maternity and newborn care• Laboratory tests• Mental healthcare/ substance-abuse rehabilitation• Outpatient care service (this you can avail from physicians in their personal clinic, outside of a hospice.• Pediatric care included with dental and vision care• Preventive services (immunizations and management of critical diseases)• Prescription drugs• Rehabilitation servicesHow Much Will It Cost?In reality, understanding the coverage cost by the insurance company is a bit complex. In a nutshell, apart from paying an enrollment and yearly premium, you have to share some portion of the total expense as a payout of your pocket. Because all healthcare costs are paid according to the standard rule of deductibles, co-pays, and coinsurance. Finally, it is worth noting that as a thumb rule, the more premium you pay, the less you’ll have to pay out as and when you access healthcare services.

The year 2020 marks the beginning of a significant phase in the financial services industry, founded on a slew of disruptive innovations of the previous decade. A majority of industry players are continuing to digitize and automate their processes, leverage data and analytics to steer strategic business decisions and develop new service delivery cultures to tune up their customer experiences. Thus, the financial services industry is opening up to the idea of ecosystems and partnerships between challengers and traditional banks.

For financial service providers and other connected businesses, staying primed about the road ahead will be instrumental in pivoting their next moves. Here’s a quick roundup of the most popular emerging trends on the financial services horizon:

Emergence of the sharing economy

Peer-to-peer payment platforms such as PayPal, Venmo, and Zelle have inspired consumers to route for money without approaching traditional institutions. The popularity of these platforms has encouraged not only big legacy banks to develop their own versions of a similar offering, but also drive non-traditional players such as Google, Amazon, and Facebook to improve their e-wallet offerings.

Fintech start-ups often need resources geared with specific domain and technical skill sets. Thanks to the sharing economy they can access on-demand professionals that match their eligibility criteria, ready to take up ad-hoc engagements at a relatively affordable budget. Thus, the sharing economy has made procuring ideal resources cheaper and more efficient, compared to hiring part-time or permanent employees.

Role of blockchain in innovation and cross-border payments

Blockchain is undoing outdated business models. According to Accenture and Spain’s Santander, this technology is expected to save as much as USD 20 billion in annual operating costs for the Banking and Financial Services (BFS) industry.

Adoption of blockchain technologies will become critical for SMEs globally, as it will enable improved liquidity and reduce operational costs, freeing up valuable resources for reinvestment. Apart from this, blockchain has been instrumental in driving safe and effortless cross border payments.

In 2017, SWIFT GPI was launched by the Society of Worldwide Interbank Financial Telecommunication. It strives to develop existing messaging and processing systems that connect over 10,000 banks. Recently, JPMorgan Chase had announced its individual cryptocurrency, JPMCoin, meant to undertake issues faced by the bank conglomerates in the cross-border payment arena.

Role of cognitive intelligence in the financial services industry

Artificial Intelligence (AI) and robotics are going beyond customer service and are expected to broaden their industry prospects. Risk assessments, analytics, logistics, investments, and supply chain management can all be automated using these technologies to provide a steadier and more dynamic process.

These technologies will help to realize the benefits of optimizing costs while enhancing operations. For instance, Canada based TD Bank set up an Innovation Centre of Excellence (CoE). It provides a platform for bank-wide experimentation to diminish operational complexity and enrich consumer experience.

Other latest innovations in the industry built on AI include robo advisors like Pepper, Nao, and Lakshmi, biometric-based authentications, and voice commerce.

Rise in dependence on cloud providers to reduce IT costs

Financial institutions use Software-as-a-service (SaaS) cloud services for data storage, consumer relationship management (CRM) platforms, and human resources. But 2020 will see an evolution in its usage to cover billings, loan management, and cross border exchanges offering a smoother end-user experience. However, financial services providers should also stay geared to deal with its impending cybersecurity threats.

Banks are adopting new standards of cloud solutions like 10X and Thought Machine, and more players will follow in 2020 and ahead. For instance, Deutsche Bank Luxembourg adopted the Avaloq Banking Suite, which enabled them to provide their customers their entire suite of services through a single cash ledger while reducing complexity, risks, and expenses especially related to wealth management.

Demand for in-app, real-time micropayments and digital wallet payments

Previously, micropayments had been restricted to messaging applications like Telegram, but big technology firms are introducing payment services of their own. 2020 might witness a rush of developers crowding to blockchain and digital assets to develop solutions to satisfy the swelling demand for in-app, real-time micropayments.

There is a rising consumer demographic trend towards a preference for digital wallets. This had led some top banks to offer comprehensive mobile banking applications. While a handful of banks have grown into the digital wallet domain, this vertical is seeing a slow but steady adoption growth.

Cybersecurity will be the topmost priority

The convenience of digital banking is advantageous; however, it also can be misused by hackers leading to cyber thefts. In fact, 70% of breaches take advantage of the end-user as opposed to the bank’s gap in cybersecurity.

Centralization of the data collected through cloud computing and decentralizing its access may help to build more data security layers. Localizing data and avoiding third-party intermediaries will ensure that financial organizations have greater authority over how the data is reported and distributed.

2018 saw cryptocurrencies like bitcoin and ethereum convert from a margin interest to mainstream investment. It was noticed that in a year, the rate of a single bitcoin went from under USD 1,000 to approximately USD 18,000. Some analysts believed that cryptocurrency would substitute the global financial system soon. However, in 2019, the biggest crypto hack occurred when Japanese crypto exchange Coincheck got exhausted of NEM coins worth about USD 534 million.

Software providers will attempt to offer flexible cybersecurity solutions by integrating advanced technologies such as AI and cloud computing, to facilitate swift and reliable threat exposure and alleviation.

Whatever your body shape, these tips will help you look great. If in any doubt about your shape, have an image consultation with an image consultant.

Hourglass: Finding jeans that fit on both the waist and the hips can be difficult. The solution is to go for a hipster cut and to finish your look with a fitted top and a belt to emphasise your waist.

Apple: If youhave a rounder figure then higher-rise jeans are best for you. Opting for a straighter cut pair of jeans will show off your slim legs to their best advantage and help to detract from your larger tummy and bust. To minimise your stomach, choose wider waistbands and plunge pockets. Apple shapes should avoid drainpipe styles.

Pear Shaped: If you are pear-shaped, try to choose a leg width that helps to balance out your figure and don’t buy loose-legged jeans since these will only make your bottom half look larger. Boot-cut, low-rise or flared jeans which even out your triangle shape are best for balance.

Long legged: For those of you lucky enough to have long legs, skinny, straight leg or low rise jeans look superb on you as well as wide legged jeans which can look very elegant. To avoid your legs looking too thin, wearing denim with a little texture is ideal since it adds volume. To detract from your height a pair of jeans that stops at your ankle is best when they are paired with flat shoes.

Petite: To give the illusion of extra height and create a sleek silhouette, try to match the colour of your jeans to your top and even shoes. You could also wear high heels and ensure that the hem of your jeans hovers just above the ground. As a general rule, is you have a petite shape then you should go for slim fitting or skinny shaped jeans that are slightly on the long side.

Fuller figure: The worst thing you can do is try to hide your larger shape in baggy jeans and clothes since this will just bulk you up. Generally, the more simple the style the better. Classic boot cut jeans in a dark denim are best for you since they can create a slimming effect. Clean, simple lines without any added extras like detailed pockets are ideal.